RATES

UNION BANK / RATE SHEET / EFFECTIVE DATE - June 2, 2017
Checking Accounts
Type of DepositMinimum Amount to Open AccountMaturityRequired Minimum Balance to Earn APYInterest RateAnnual Percentage Yield (APY)Compounding Frequency
NOW $500   $1000 0.03% 0.03% Monthly
Hometown $100   $1000 0.03% 0.03% Monthly
Hometown 50 $100   $1000 0.03% 0.03% Monthly
Hometown Plus $100   $0 0.03% 0.03% Monthly
Hometown 50 Plus $100   $0 0.03% 0.03% Monthly
MMDA $1,000   $2,500 0.10% 0.10% Monthly
MMDA Plus $10,000   $10,000 0.08% 0.08% Monthly
MMDA Plus $10,000   $25,000 0.12% 0.12% Monthly
MMDA Plus $10,000   $50,000 0.15% 0.15% Monthly
MMDA Plus $10,000   $100,000 0.22% 0.22% Monthly
MMDA Business $1,000   $2,500 0.05% 0.05% Monthly
MMDA Business $1,000   $50,000 0.18% 0.18% Monthly
MMDA Business $1,000   $100,000 0.28 % 0.28% Monthly

 

 

Savings Accounts
Type of DepositMinimum Amount to Open AccountMaturityRequired Minimum Balance to Earn APYInterest RateAnnual Percentage Yield (APY)Compounding Frequency
Regular Savings $50.00   $25.00 0.07% 0.07% Quarterly
Statement Savings $50.00   $25.00 0.07% 0.07% Quarterly
Student-Minor (under 21) Statement Savings $25.00   $25.00 0.07% 0.07% Quarterly
Christmas Club $1.00   $1.00 0.10% 0.10% Annually

 

 

Preferred Customer CD Rates
Type of DepositMinimum Amount to Open AccountMaturityMinimum BalanceInterest RateAnnual Percentage Yield (APY)Compounding Frequency
To be a preferred customer the customer must have a DDA account with Union Bank and the CD interest must be deposited into the account or compounded to the CD.
6 Months $2,500 6 Months $2,500  .15% .15% Quarterly
6 Months $50,000 6 Months $50,000       .20% .20% Quarterly
6 Months $100,000 6 Months $100,000  .25% .25% Quarterly
7 Months $2,500 7 Months $2,500  .10% .10% Quarterly
7 Months $50,000 7 Months $50,000  .15% .15% Quarterly
7 Months $100,000 7 Months $100,000  .20% .20% Quarterly
9 Months $1,000 9 Months $1,000  .10% .10% Quarterly
9 Months $50,000 9 Months $50,000  .15% .15% Quarterly
9 Months $100,000 9 Months $100,000  .20% .20% Quarterly
12 Months $1,000 12 Months $1,000  .30% .30% Quarterly
12 Months $50,000 12 Months $50,000  .35% .35% Quarterly
12 Months $100,000 12 Months $100,000  .40% .40% Quarterly
15 Months $1,000 15 Months $1,000  .50% .50% Quarterly
15 Months $50,000 15 Months $50,000  .55% .55% Quarterly
15 Months $100,000 15 Months $100,000  .60% .60% Quarterly
16 Months $1,000 16 Months $1,000  .10% .10% Quarterly
16 Months $50,000 16 Months $50,000  .15% .15% Quarterly
16 Months $100,000 16 Months $100,000  .20% .20% Quarterly
18 Months $1,000 18 Months $1,000 .45% .45% Quarterly
18 Months $50,000 18 Months $50,000 .50% .50% Quarterly
18 Months $100,000 18 Months $100,000 .55% .55% Quarterly
24 Months $1,000 24 Months $1,000 .40% .40% Quarterly
24 Months $50,000 24 Months $50,000 .45% .45% Quarterly
24 Months $100,000 24 Months $100,000 .50% .50% Quarterly
29 Months $1,000 29 Months $1,000 .50% .50% Quarterly
29 Months $50,000 29 Months $50,000 .55% .55% Quarterly
29 Months $100,000 29 Months $100,000 .60% .60% Quarterly
30 Months $1,000 30 Months $1,000 .75% .75% Quarterly
30 Months $50,000 30 Months $50,000 .80% .80% Quarterly
30 Months $100,000 30 Months $100,000 .85% .85% Quarterly
36 Months $1,000 36 Months $1,000 .60% .60% Quarterly
36 Months $50,000 36 Months $50,000 .65% .65% Quarterly
36 Months $100,000 36 Months $100,000 .70% .70% Quarterly
42 Months $1,000 42 Months $1,000 .65% .65% Quarterly
42 Months $50,000 42 Months $50,000 .70% .70% Quarterly
42 Months $100,000 42 Months $100,000 .75% .75% Quarterly
48 Months $1,000 48 Months $1,000 .60% .60% Quarterly
48 Months $50,000 48 Months $50,000 .65% .65% Quarterly
48 Months $100,000 48 Months $100,000 .70% .70% Quarterly
54 Months $1,000 54 Months $1,000 1.40% 1.41% Quarterly
54 Months $50,000 54 Months $50,000 1.45% 1.46% Quarterly
54 Months $100,000 54 Months $100,000 1.50% 1.51% Quarterly
60 Months $1,000 60 Months $1,000 .60% .60% Quarterly
60 Months $50,000 60 Months $50,000 .65% .65% Quarterly
60 Months $100,000 60 Months $100,000 .70% .70% Quarterly

 

 

CERTIFICATE OF DEPOSITS
Type of DepositMinimum Amount to Open AccountMaturityRequired Minimum Balance to Earn APYInterest RateAnnual Percentage Yield (APY)Compounding Frequency
6 Months $2,500 6 Months $2,500 .10% .10% Quarterly
6 Months $50,000 6 Months $50,000 .15% .15% Quarterly
6 Months $100,000 6 Months $100,000 .20% .20% Quarterly
7 Months $2,500 7 Months $2,500 .05% .05% Quarterly
7 Months $50,000 7 Months $50,000 .10% .10% Quarterly
7 Months $100,000 7 Months $100,000 .15% .15% Quarterly
9 Months $1,000 9 Months $1,000 .05% .05% Quarterly
9 Months $50,000 9 Months $50,000 .10% .10% Quarterly
9 Months $100,000 9 Months $100,000 .15% .15% Quarterly
12 Months $1,000 12 Months $1,000 .25% .25% Quarterly
12 Months $50,000 12 Months $50,000 .30% .30% Quarterly
12 Months $100,000 12 Months $100,000 .35% .35% Quarterly
15 Months $1,000 15 Months $1,000 .45% .45% Quarterly
15 Months $50,000 15 Months $50,000 .50% .50% Quarterly
15 Months $100,000 15 Months $100,000 .55% .55% Quarterly
16 Months $1,000 16 Months $1,000 .05% .05% Quarterly
16 Months $50,000 16 Months $50,000 .10% .10% Quarterly
16 Months $100,000 16 Months $100,000 .15% .15% Quarterly
18 Months $1,000 18 Months $1,000 .40% .40% Quarterly
18 Months $50,000 18 Months $50,000 .45% .45% Quarterly
18 Months $100,000 18 Months $100,000 .50% .50% Quarterly
24 Months $1,000 24 Months $1,000 .35% .35% Quarterly
24 Months $50,000 24 Months $50,000 .40% .40% Quarterly
24 Months $100,000 24 Months $100,000 .45% .45% Quarterly
29 Months $1,000 29 Months $1,000 .45% .45% Quarterly
29 Months $50,000 29 Months $50,000 .50% .50% Quarterly
29 Months $100,000 29 Months $100,000 .55% .55% Quarterly
30 Months $1,000 30 Months $1,000 .70% .70% Quarterly
30 Months $50,000 30 Months $50,000 .75% .75% Quarterly
30 Months $100,000 30 Months $100,000 .80% .80% Quarterly
36 Months $1,000 36 Months $1,000 .55% .55% Quarterly
36 Months $50,000 36 Months $50,000 .60% .60% Quarterly
36 Months $100,000 36 Months $100,000 .65% .65% Quarterly
42 Months $1000 42 Months $1,000 .60% .60% Quarterly
42 Months $50,000 42 Months $50,000 .65% .65% Quarterly
42 Months $100,000 42 Months $100,000 .70% .70% Quarterly
48 Months $1,000 48 Months $1,000 .55% .55% Quarterly
48 Months $50,000 48 Months $50,000 .60% .60% Quarterly
48 Months $100,000 48 Months $100,000 .65% .65% Quarterly
54 Months $1,000 54 Months $1,000 1.35% 1.36% Quarterly
54 Months $50,000 54 Months $50,000 1.40% 1.41% Quarterly
54 Months $100,000 54 Months $100,000 1.45% 1.46% Quarterly
60 Months $1,000 60 Months $1,000 .55% .55% Quarterly
60 Months $50,000 60 Months $50,000 .60% .60% Quarterly
60 Months $100,000 60 Months $100,000 .65% .65% Quarterly

 

Any CD term that is evenly divisible by 3 can also be used as an IRA.
Union Bank, Inc. A member of Hometown Bancshares, Inc. FDIC INSURED
Fees could reduce earnings and a penalty will or may be imposed for early withdrawal.
Rates may change after the account is opened for checking & saving accounts that have variable rates.
*APY (Annual Percentage Yield)